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Articles
“ EMD Knowledge Center “
Blogs
Why Mutual Funds Are Attractive - Ezy Money Deals-Blogs
Why Mutual Funds Are Attractive - Ezy Money Deals-Blogs
  Why Mutual Funds Are Attractive Professional Management What It Means: Your money is managed by experienced fund managers who make investment decisions based on research and analysis. Benefit: You don’t need to be a market expert to invest wisely. Diversification What It Means: Mutual funds invest in a wide variety of assets (stocks, bonds, et...
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Why Investing is Better than Just Saving - Ezy Money Deals-Blogs
Why Investing is Better than Just Saving - Ezy Money Deals-Blogs
Why Investing is Better than Just Saving  Saving = Storing | Investing = Growing       Saving Investing  Purpose Keep money safe Grow money over time  Where? Savings account, FD Mutual funds, stocks, gold, real estate  Returns 2% – 6% p.a. 10% – 15%+ p.a. (historical average)  Risk Very low Moderate to high (varies with product)  Out...
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When is the Right Time to Invest in Lump Sum and SIP? - Ezy Money Deals-Blogs
When is the Right Time to Invest in Lump Sum and SIP? - Ezy Money Deals-Blogs
When is the Right Time to Invest in Lump Sum and SIP? Investors often ask: “Should I go for SIP or invest a lump sum?” The answer depends on market conditions, your financial goals, and risk appetite. Let’s break it down — and see how EzyMoneyDeals helps you make the right call. SIPs are for consistency. Lump sums are for opportunity. SIP (...
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What to Keep in Mind While Building an Investment Portfolio - Ezy Money Deals-Blogs
What to Keep in Mind While Building an Investment Portfolio - Ezy Money Deals-Blogs
What to Keep in Mind While Building an Investment Portfolio (with EzyMoneyDeals) Set Clear Financial Goals Why It Matters: Your portfolio should reflect your goals—like buying a house, saving for your child’s education, or retiring early. How EzyMoneyDeals Helps: EzyMoneyDeals allows you to define and tag investments to specific goals, helping ...
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 Returns You Can Expect with ₹500 SIP Investment - Ezy Money Deals-Blogs
 Returns You Can Expect with ₹500 SIP Investment - Ezy Money Deals-Blogs
Great question! Even with ₹500, you can start investing in mutual funds, thanks to SIP (Systematic Investment Plan) options offered by many fund houses.  Returns You Can Expect with ₹500 SIP Investment  Assumptions: Parameter Conservative Case Moderate Case Aggressive Case Type of Fund Debt Fund Hybrid Fund Equity Fund Expected Annual Return ...
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What is the difference between SIP and mutual fund - Ezy Money Deals-Blogs
What is the difference between SIP and mutual fund - Ezy Money Deals-Blogs
What is the difference between SIP and mutual fund   The distinction between SIP (Systematic Investment Plan) and mutual funds is fundamental for investors aiming to grow their wealth. Understanding these differences is crucial for making informed investment decisions.  Key Differences Between SIP and Mutual Funds Aspect SIP (Systematic Inves...
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What Is the 151515 Rule in Mutual Funds? - Ezy Money Deals-Blogs
What Is the 151515 Rule in Mutual Funds? - Ezy Money Deals-Blogs
What Is the 151515 Rule in Mutual Funds?  The 151515 Rule Explained: The rule states: Invest ₹15,000 per month For 15 years At an expected annual return of 15% Result: You could accumulate ₹1 crore+ at the end of 15 years!  How It Works: Component Description ₹15,000 SIP amount (monthly investment) 15 Years Investment duration 15% Average a...
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What is an Index Fund? - Ezy Money Deals-Blogs
What is an Index Fund? - Ezy Money Deals-Blogs
What is an Index Fund? An Index Fund is a type of mutual fund or ETF that tracks a specific stock market index, like the Nifty 50 or Sensex in India. Instead of being actively managed, it passively replicates the performance of the index by investing in the same stocks in the same proportion. Simple Explanation: If you invest in a Nifty 50 Index Fu...
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expense ratio in a mutual fund - Ezy Money Deals-Blogs
expense ratio in a mutual fund - Ezy Money Deals-Blogs
The expense ratio in a mutual fund is the annual fee charged by the fund house to manage your investment. It is expressed as a percentage of the fund’s average assets under management (AUM).  Components of Expense Ratio: Management Fees – Fees paid to the fund manager. Administrative Costs – Costs for legal, accounting, and record-keepin...
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What is an Equity Fund? - Ezy Money Deals-Blogs
What is an Equity Fund? - Ezy Money Deals-Blogs
Here’s a simple explanation of Equity Funds and Debt Funds, with examples for each — suitable for Indian investors.  What is an Equity Fund? An Equity Mutual Fund is a type of mutual fund that primarily invests in stocks or shares of companies. The goal is to provide capital appreciation (growth of money) over the long term.  Key Features: Hi...
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What is ELSS (Equity Linked Savings Scheme)? - Ezy Money Deals-Blogs
What is ELSS (Equity Linked Savings Scheme)? - Ezy Money Deals-Blogs
An ELSS Fund (Equity Linked Savings Scheme) is a tax-saving mutual fund that primarily invests in equity (stock market) instruments and offers deductions under Section 80C of the Indian Income Tax Act.  What is ELSS (Equity Linked Savings Scheme)? Key Point Details Type Equity Mutual Fund Tax Benefit Eligible for ₹1.5 lakh deduction under Sectio...
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What is Better for Investment: SIP vs Lumpsum? - Ezy Money Deals-Blogs
What is Better for Investment: SIP vs Lumpsum? - Ezy Money Deals-Blogs
What is Better for Investment: SIP vs Lumpsum? What Is SIP? A SIP allows you to invest a fixed amount monthly, regardless of market conditions. Ideal For: Regular income earners Long-term goals Market volatility What Is Lumpsum? A Lumpsum investment is when you invest a large amount all at once. Ideal For: Windfall amounts (bonus, inheritance, savi...
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What is Better for Investment: SIP vs Lumpsum? - Ezy Money Deals-Blogs
What is Better for Investment: SIP vs Lumpsum? - Ezy Money Deals-Blogs
What is Better for Investment: SIP vs Lumpsum?  How EzyMoneyDeals Helps You Make the Smart Choice ? Investing in mutual funds offers two main approaches: SIP (Systematic Investment Plan) Lumpsum Investment Which one is better? The answer depends on your financial situation, market conditions, and goals. Let’s compare them side-by-side. SIP (Syst...
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Types of Mutual Funds - Ezy Money Deals-Blogs
Types of Mutual Funds - Ezy Money Deals-Blogs
Mutual funds come in various types, categorized based on investment objective, asset class, structure, and risk. Here’s a complete overview:  Types of Mutual Funds Based on Asset Class Type Description Example Equity Funds Invest mainly in shares/stocks. Higher return, higher risk. Large Cap, Mid Cap, Small Cap, ELSS Debt Funds Invest in fix...
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ULIPs vs PPF vs Mutual Funds - Ezy Money Deals-Blogs
ULIPs vs PPF vs Mutual Funds - Ezy Money Deals-Blogs
ULIPs vs PPF vs Mutual Funds: A Comparative Analysis Feature ULIP (Unit Linked Insurance Plan) PPF (Public Provident Fund) Mutual Funds  Purpose Insurance + Investment Safe, long-term savings Pure investment & wealth creation  Returns 5%–10% (market-linked) ~7.1% (fixed by govt.) 8%–15% (depending on fund type)  Risk Moderate to High Ver...
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Why Time is Truly Money in Mutual Funds - Ezy Money Deals-Blogs
Why Time is Truly Money in Mutual Funds - Ezy Money Deals-Blogs
Absolutely! In the world of mutual funds, “Time is Money” is not just a phrase — it’s a golden truth. Here’s why: Why Time is Truly Money in Mutual Funds Power of Compounding The earlier you invest, the more your money grows — exponentially. Let’s see an example: SIP ₹5,000/month @ 12% Investment Period Wealth Gained 10 years �...
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Tax on Mutual Funds in India - Ezy Money Deals-Blogs
Tax on Mutual Funds in India - Ezy Money Deals-Blogs
Tax on Mutual Funds in India And How EzyMoneyDeals Helps You Save More Types of Mutual Funds & How They’re Taxed Fund Type Holding Period Short-Term Tax (STCG) Long-Term Tax (LTCG) Equity Funds Short Term: < 1 year Long Term: ≥ 1 year 20% on gains 12.5% on gains > ₹1.25 lakh/year Debt Funds Short Term: < 3 years Long Term: ≥ 3 ...
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SIP Vs STP Vs SWP-Comparison Chart - Ezy Money Deals-Blogs
SIP Vs STP Vs SWP-Comparison Chart - Ezy Money Deals-Blogs
SIP Vs STP Vs SWP-Comparison Chart   Certainly! Here’s a comprehensive comparison of SIP (Systematic Investment Plan), STP (Systematic Transfer Plan), and SWP (Systematic Withdrawal Plan), along with guidance from EzyMoneyDeals to help you determine which strategy aligns best with your financial goals.  SIP vs. STP vs. SWP – Comparati...
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SIP Is a Powerful Tool Against Volatile Markets - Ezy Money Deals-Blogs
SIP Is a Powerful Tool Against Volatile Markets - Ezy Money Deals-Blogs
SIP Is a Powerful Tool Against Volatile Markets – Here’s Why Rupee Cost Averaging (Buy Low, Buy Smart) What It Means: With SIP, you invest a fixed amount regularly—so you automatically buy more units when prices are low and fewer when prices are high. Why It’s Powerful: It smooths out market volatility and reduces your average cost over tim...
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Should I Redeem My Funds Since the Markets Are Down? - Ezy Money Deals-Blogs
Should I Redeem My Funds Since the Markets Are Down? - Ezy Money Deals-Blogs
Should I Redeem My Funds Since the Markets Are Down? Answer: No, don’t redeem just because the market is down — unless you have a compelling reason. Redemption during a market dip often means locking in temporary losses. Smart investors ride out volatility and use the dip as a buying or holding opportunity — not an exit signal.  Ask Yourself...
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One should never invest in Mutual Funds, but should invest through them - Ezy Money Deals-Blogs
One should never invest in Mutual Funds, but should invest through them - Ezy Money Deals-Blogs
One should never invest in Mutual Funds, but should invest through them   Absolutely right—and very well said!  “One should never invest in mutual funds, but invest through them.”  What Does It Mean? This statement emphasizes that mutual funds are a medium, not the final investment destination. You don’t invest in mutual funds like a pr...
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Markets Are Down – Should You Sell or Buy More Mutual Funds? - Ezy Money Deals-Blogs
Markets Are Down – Should You Sell or Buy More Mutual Funds? - Ezy Money Deals-Blogs
  Markets Are Down – Should You Sell or Buy More Mutual Funds? Quick Answer: Don’t panic. If you’re investing for long-term goals, market dips are an opportunity to buy—not a reason to exit. Key Factors to Consider Before You Decide 1️⃣ Focus on Your Financial Goals Long-Term Goals (e.g. Retirement, Wealth Building)? Stay invested�...
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Comparison between PPF (Public Provident Fund) and Mutual Funds - Ezy Money Deals-Blogs
Comparison between PPF (Public Provident Fund) and Mutual Funds - Ezy Money Deals-Blogs
Comparison between PPF (Public Provident Fund) and Mutual Funds across key factors:  PPF vs Mutual Funds – Detailed Comparison Feature PPF (Public Provident Fund) Mutual Funds Type of Investment Government-backed debt scheme Market-linked (Equity, Debt, Hybrid, etc.) Returns Fixed (around 7%–8% p.a., set by Govt. quarterly) Market-dependent (c...
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 "In Mutual Funds, Money Doesn’t Get Locked Up — It Gets Invested!" - Ezy Money Deals-Blogs
 "In Mutual Funds, Money Doesn’t Get Locked Up — It Gets Invested!" - Ezy Money Deals-Blogs
Absolutely!  That’s a powerful and motivating way to think about mutual fund investments:  “In Mutual Funds, Money Doesn’t Get Locked Up — It Gets Invested!”  Not Locked →  Actively Working Unlike traditional instruments like Fixed Deposits (FDs) or PPF, where your money is locked-in for years, in mutual funds:  Your money ...
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How to Invest in SIP - Ezy Money Deals-Blogs
How to Invest in SIP - Ezy Money Deals-Blogs
How to Start a SIP (Systematic Investment Plan) with EzyMoneyDeals What is SIP? A Systematic Investment Plan (SIP) is a simple and disciplined way to invest regularly in mutual funds. Whether monthly or quarterly, a fixed amount is invested automatically, helping you grow wealth over time without worrying about market timing. Why Should You Invest ...
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How to Invest in Mutual Funds - Ezy Money Deals-Blogs
How to Invest in Mutual Funds - Ezy Money Deals-Blogs
How to Invest in Mutual Funds And How EzyMoneyDeals Makes It Effortless  Step 1: Understand What Mutual Funds Are Mutual funds pool money from multiple investors to invest in various assets like stocks, bonds, or a mix (hybrid). They’re professionally managed and are suitable for beginners and seasoned investors alike. Fund Type Best For Equity ...
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How Much to Invest in Mutual Funds to Earn ₹1 Crore? - Ezy Money Deals-Blogs
How Much to Invest in Mutual Funds to Earn ₹1 Crore? - Ezy Money Deals-Blogs
Using SIP (Systematic Investment Plan) Let’s assume a 12% average annual return (reasonable for good equity mutual funds in the long term): Investment Duration Monthly SIP Needed to Reach ₹1 Crore 10 years ₹43,000/month 15 years ₹15,000/month 20 years ₹6,000/month 25 years ₹3,000/month Key Insight: The earlier you start, the less you ne...
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How to Withdraw Money from Mutual Funds - Ezy Money Deals-Blogs
How to Withdraw Money from Mutual Funds - Ezy Money Deals-Blogs
Withdrawing money from mutual funds is simple and can be done in multiple ways depending on how you invested. Here’s a complete guide: Modes of Withdrawal You can withdraw your money using any of the following: Mode Description Online via AMC website/app Login to the Asset Management Company portal and place a redemption request. Online via p...
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How to Track Your Mutual Fund Investments - Ezy Money Deals-Blogs
How to Track Your Mutual Fund Investments - Ezy Money Deals-Blogs
Tracking your mutual fund investments regularly is easy and essential to stay informed about your portfolio’s performance. Here’s how you can do it: AMC Website/App Log in to the Asset Management Company’s (AMC) website/app where you’ve invested. View your portfolio, NAV, gains/losses, and SIP status. Example: HDFC MF, SBI MF, ICICI Prudent...
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How 2-Year Delay in SIP Can Cost You Dearly - Ezy Money Deals-Blogs
How 2-Year Delay in SIP Can Cost You Dearly - Ezy Money Deals-Blogs
Delaying your SIP by just 2 years can have a huge impact on your long-term wealth, thanks to the power of compounding.  Scenario: SIP Amount: ₹5,000/month Expected Return: 12% per annum Investment Tenure: 20 years vs 18 years  Comparison Table: SIP Start Time Total Invested Value After 20/18 Years Wealth Created Start Immediately ₹12 lakh ₹...
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“Start Early, Invest Regularly, Stay Long.” - Ezy Money Deals-Blogs
“Start Early, Invest Regularly, Stay Long.” - Ezy Money Deals-Blogs
The Golden Rule of SIP (Systematic Investment Plan) is:  Let’s break it down: Start Early The earlier you start, the more compounding works in your favor. Even small amounts grow big over time. Invest Regularly Consistency is key. SIPs help you invest a fixed amount every month, making it a habit. You don’t need to time the market. Stay Long (...
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5 Reasons to Start Investing Early - Ezy Money Deals-Blogs
5 Reasons to Start Investing Early - Ezy Money Deals-Blogs
Power of Compounding Compounding means earning returns on your returns. The earlier you start, the longer your money stays invested and multiplies. Example: ₹5,000/month for 30 years at 12% = ₹1.76 crore ₹5,000/month for 20 years at 12% = ₹50 lakh 10 years early = ₹1.26 crore difference! Higher Risk-Taking Ability Young investors can affo...
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Mutual Funds – Frequently Asked Questions - Ezy Money Deals-Blogs
Mutual Funds – Frequently Asked Questions - Ezy Money Deals-Blogs
1. What is a Mutual Fund? A mutual fund is an investment scheme that collects money from multiple investors and invests it in a diversified portfolio — like stocks, bonds, or other securities. The fund is managed by a professional fund manager. 2. How Do Mutual Funds Work? When you invest in a mutual fund, you buy units of that fund. The fund man...
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ELSS Vs SIP Some Major Differences - Ezy Money Deals-Blogs
ELSS Vs SIP Some Major Differences - Ezy Money Deals-Blogs
Great question! There’s often confusion between ELSS and SIP because they’re both associated with mutual fund investments — but they serve different purposes and operate differently. Here’s a breakdown of the major differences between ELSS and SIP:  ELSS vs SIP – Major Differences Feature ELSS (Equity Linked Saving Scheme) SIP (Systemati...
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ELSS Fund Lock-in Period: The Complete Guide - Ezy Money Deals-Blogs
ELSS Fund Lock-in Period: The Complete Guide - Ezy Money Deals-Blogs
What Is an ELSS Fund? ELSS (Equity Linked Savings Scheme) is a type of mutual fund that primarily invests in equity markets and offers Section 80C tax benefits up to ₹1.5 lakh per financial year. It’s the only type of mutual fund eligible for tax deductions under Section 80C.  Lock-in Period: 3 Years  What Does Lock-In Mean? The lock-in perio...
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NRIs (Non-Resident Indians) can invest in mutual funds in India - Ezy Money Deals-Blogs
NRIs (Non-Resident Indians) can invest in mutual funds in India - Ezy Money Deals-Blogs
  NRI Investment in Indian Mutual Funds – Key Points Eligibility NRIs and Persons of Indian Origin (PIOs) are allowed to invest under FEMA (Foreign Exchange Management Act) guidelines. Investments must be made in Indian Rupees (INR). Account Requirement You must invest through either: NRE Account – Repatriable (can transfer money abroad) N...
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Can minors invest in Mutual Funds? - Ezy Money Deals-Blogs
Can minors invest in Mutual Funds? - Ezy Money Deals-Blogs
Yes, minors can invest in mutual funds—but under some conditions. Here’s how it works: Mutual Fund Investment for Minors – Key Details  Who Can Invest on Behalf of the Minor? A parent or legal guardian must open and operate the mutual fund account. The investment is held in the name of the minor, but managed by the guardian until the min...
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Ideal Age to Start Investing: As Early As Possible – Preferably in Your 20s - Ezy Money Deals-Blogs
Ideal Age to Start Investing: As Early As Possible – Preferably in Your 20s - Ezy Money Deals-Blogs
 Here’s Why Starting Early is Powerful: Age Started Monthly SIP (₹) Duration (Years) Return (12% p.a.) Corpus at 60 Age 25 ₹5,000 35 ₹1.76 crore 30 ₹5,000 30 ₹98.5 lakh 35 ₹5,000 25 ₹53.1 lakh 40 ₹5,000 20 ₹30.3 lakh Difference: Starting 10 years late can cost you over ₹1 crore!  Best Time to Start Investing? Today – E...
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Mutual Funds are one of the most ideal investments for small investors - Ezy Money Deals-Blogs
Mutual Funds are one of the most ideal investments for small investors - Ezy Money Deals-Blogs
Why Mutual Funds Are Perfect for Small Investors Start Small, Grow Big You can begin investing with as little as ₹100–₹500/month via SIP (Systematic Investment Plan). No need to have lakhs to invest in the stock market. Professional Fund Management Expert fund managers handle your money. You get diversified exposure to multiple stocks or bond...
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A Major Reason Why SIP Can Make You Rich - Ezy Money Deals-Blogs
A Major Reason Why SIP Can Make You Rich - Ezy Money Deals-Blogs
 The Power of Compounding Over Time This is the #1 reason why SIPs have the potential to make you wealthy in the long run.  What Is Compounding? Compounding means earning returns on your returns. When you invest regularly through SIPs, each contribution starts to earn returns, and those returns in turn generate more earnings. Over time, this crea...
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The 8-4-3 Rule of SIP – How Does It Work? - Ezy Money Deals-Blogs
The 8-4-3 Rule of SIP – How Does It Work? - Ezy Money Deals-Blogs
What is the 8-4-3 Rule? It’s a simple investing principle that shows how time, discipline, and SIPs can create long-term wealth: Invest ₹8,000/month for 20 years at 12% annual return, and you’ll build approx. ₹1 crore corpus. Here’s how the 8-4-3 rule breaks down: Number Represents 8 ₹8,000 monthly SIP 4 ₹4 lakh invested every 4 years...
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9 Things to Do When Losing Money in Mutual Funds - Ezy Money Deals-Blogs
9 Things to Do When Losing Money in Mutual Funds - Ezy Money Deals-Blogs
Losing money in mutual funds can be stressful, but it doesn’t always mean you need to exit. Here are nine smart steps to take—and how EzyMoneyDeals can guide you through each one. Stay Calm – Don’t Panic Sell Why: Panic-selling during market dips can lock in temporary losses and destroy long-term wealth. EzyMoneyDeals Support: Provi...
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7 Reasons Why You Should Start Retirement Planning Early - Ezy Money Deals-Blogs
7 Reasons Why You Should Start Retirement Planning Early - Ezy Money Deals-Blogs
Power of Compounding The earlier you start, the more time your money has to grow. ₹5,000/month invested at 12% for 20 years = ₹50+ lakh The same for 30 years = ₹1.76 crore+ Time turns small investments into large wealth. Lower Monthly Contributions Needed Starting early means you can invest smaller amounts consistently. Start Age Monthly SIP ...
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Zero Tax on Business Turnover up to ₹2 Crore – For AY 2026–27 - Ezy Money Deals-Blogs
Zero Tax on Business Turnover up to ₹2 Crore – For AY 2026–27 - Ezy Money Deals-Blogs
Great news for small business owners! For the Assessment Year 2026–27, you can legally pay zero income tax on business turnover up to ₹2 crore, thanks to the Presumptive Taxation Scheme (Section 44AD) — with minimal paperwork and hassle. 🔍 What Is Section 44AD? Section 44AD of the Income Tax Act allows small business owners to declare inco...
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Which Regime is Better: Old or New? - Ezy Money Deals-Blogs
Which Regime is Better: Old or New? - Ezy Money Deals-Blogs
When filing your Income Tax Return (ITR), choosing between the old and new tax regimes can significantly impact your tax liability. Here’s a simplified breakdown to help you make an informed decision. Understanding the Basics Old Tax Regime: Allows for various exemptions and deductions like HRA, LTA, standard deduction, and investments under ...
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What Things To Keep In Mind When Filing ITR - Ezy Money Deals-Blogs
What Things To Keep In Mind When Filing ITR - Ezy Money Deals-Blogs
When you file your Income Tax Return (ITR), accuracy is key. This helps you avoid notices, penalties, and delays in getting your refunds. Here’s a checklist of key things to keep in mind: Before Filing Collect All Documents Form 16 (from employer) Form 26AS (tax summary from the IT dept) Annual Information Statement (AIS) Bank interest certif...
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Everything You Need to Know About Updated Return (ITR-U) - Ezy Money Deals-Blogs
Everything You Need to Know About Updated Return (ITR-U) - Ezy Money Deals-Blogs
Everything You Need to Know About Updated Return (ITR-U) Missed declaring some income? Correct your past ITRs by using the Updated Return option. Filing taxes is important. Mistakes can happen. You might miss income, make wrong deductions, or use the wrong ITR form. The Income Tax Department has a solution: the Updated Return under Section 139(8A) ...
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Tax planning when change employer during the year - Ezy Money Deals-Blogs
Tax planning when change employer during the year - Ezy Money Deals-Blogs
Changing jobs within the same financial year is common—but it can lead to tax issues if not handled properly. Mistakes can result in: Unpaid taxes Duplicate deductions Higher tax bills at year-end Here’s how to handle your tax planning effectively when you switch jobs. 1. Share Previous Income with Your New Employer Your new employer doesn’t ...
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Revised ITR: Correct Your Tax Return with Ease - Ezy Money Deals-Blogs
Revised ITR: Correct Your Tax Return with Ease - Ezy Money Deals-Blogs
File a Revised Income Tax Return with Confidence – Powered by Ezymoneydeals Made a mistake in your Income Tax Return? Don’t worry — the Income Tax Department allows you to revise your ITR easily. Whether it’s a missed deduction or a typo, you can fix it. What is a Revised ITR? A Revised Return lets you correct any mistakes in your original ...
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How to File Your ITR Without a CA – Step-by-Step Guide (Free & Easy) - Ezy Money Deals-Blogs
How to File Your ITR Without a CA – Step-by-Step Guide (Free & Easy) - Ezy Money Deals-Blogs
Yes, you can absolutely file your Income Tax Return (ITR) yourself—no need to hire a Chartered Accountant (CA) if your finances are straightforward. Follow this simple, step-by-step guide to file your ITR online for free using the official Income Tax e-Filing Portal. 📝 Step 1: Gather Required Documents Before you begin, keep these handy: PAN c...
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Filing ITR After TDS on Salary - Ezy Money Deals-Blogs
Filing ITR After TDS on Salary - Ezy Money Deals-Blogs
I receive my salary income after the deduction of TDS. Am I required to file an income tax return? Yes, if TDS applies to your salary, you might still need to file an Income Tax Return (ITR). ✅ When You Must File an ITR Despite TDS Total income exceeds the basic exemption limit. You must file an ITR if your total income for FY 2024–25 is above ...
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How ITR Filing Helps You Get Loans - Ezy Money Deals-Blogs
How ITR Filing Helps You Get Loans - Ezy Money Deals-Blogs
How ITR Filing Helps You Get Loans – Powered by Ezymoneydeals Filing your Income Tax Return (ITR) regularly isn’t just about tax compliance—it can significantly improve your chances of getting approved for a home loan, car loan, personal loan, or business loan. At Ezymoneydeals, we help you leverage your ITR to unlock better loan opportunitie...
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Invest in Tax-Saving Instruments under Section 80C - Ezy Money Deals-Blogs
Invest in Tax-Saving Instruments under Section 80C - Ezy Money Deals-Blogs
  Top Tax-Saving Strategies to Reduce Your Income Tax Legally Want to save tax the smart and legal way? You’re not alone. Every taxpayer looks for ways to reduce their tax burden. Here’s a list of simple, effective, and legal tax-saving strategies under Indian tax laws. ✅ Save Tax Under Section 80C – Up to ₹1.5 Lakh You can claim...
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How to Get a Bigger Tax Refund - Ezy Money Deals-Blogs
How to Get a Bigger Tax Refund - Ezy Money Deals-Blogs
Getting a higher tax refund is all about smart tax planning, accurate filing, and claiming all eligible deductions—and that’s exactly where Ezymoneydeals can help. Here’s how you can maximize your tax refund using Ezymoneydeals: How to Get a Bigger Tax Refund with Ezymoneydeals Claim All Possible Deductions Ezymoneydeals helps you identify an...
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How to File ITR For Yourself - Ezy Money Deals-Blogs
How to File ITR For Yourself - Ezy Money Deals-Blogs
  How to File Your ITR Yourself with EzyMoneyDeals: A Step-by-Step Guide Filing your Income Tax Return (ITR) by yourself doesn’t have to be stressful. With EzyMoneyDeals, you get support at every step while staying in control of your financial journey. Here’s a simple guide to help you file your ITR on your own and get loan-ready fast. �...
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Can I File My Income Tax Return Without Paying Tax ? - Ezy Money Deals-Blogs
Can I File My Income Tax Return Without Paying Tax ? - Ezy Money Deals-Blogs
  Can You File Your ITR Without Paying Tax? Yes, Here’s How Filing your Income Tax Return (ITR) does not always mean you have to pay tax. In many cases, individuals are eligible to file zero-tax returns. Here’s how it works and when it applies to you. ✅ When Can You File ITR Without Paying Tax? You can file your ITR without payin...
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Belated ITR Filing - Ezy Money Deals-Blogs
Belated ITR Filing - Ezy Money Deals-Blogs
Belated ITR Filing: Don’t Panic, You Still Have Time! Missed the 31st July ITR deadline? You can still file your taxes through a Belated Income Tax Return under Section 139(4) of the Income Tax Act. Who can file a Belated ITR? Any individual who: Failed to file their return by the original due date Has taxable income Wants to claim a refund Deadl...
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BENEFITS OF FILING ITR - Ezy Money Deals-Blogs
BENEFITS OF FILING ITR - Ezy Money Deals-Blogs
  Why You Should File Your Income Tax Return (ITR): Benefits Beyond Compliance Filing your Income Tax Return (ITR) may feel like a chore, but it offers far more than just legal compliance. From avoiding penalties to building your financial credibility, here’s why ITR filing is absolutely worth it. ✅ 1. It’s a Legal Requirement Under ...
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Investment in Fixed Deposits - Ezy Money Deals-Blogs
Investment in Fixed Deposits - Ezy Money Deals-Blogs
  What Is a Fixed Deposit (FD)? A Simple Guide FD stands for Fixed Deposit. It is a popular investment option offered by banks and financial institutions. In an FD, you deposit a lump sum of money for a fixed period. In return, the bank pays you interest at a rate decided when the FD is opened. FDs are low-risk and give guaranteed returns. Tha...
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INCOME TAX RETURN FORM - 10E - Ezy Money Deals-Blogs
INCOME TAX RETURN FORM - 10E - Ezy Money Deals-Blogs
Form 10E is for taxpayers claiming relief under Section 89(1). This applies when a person gets a salary or pension from many employers or pension offices. The form calculates relief for those who receive salary or pension early or late. Here’s a quick overview of how Form 10E works: If you have multiple employers or get pensions from various plac...
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EZYMONEYDEALS offers a simple Referral Program to reward users for bringing in new customers. Here’s how it works:

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